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Contract your insurance GENERALI Health

Hire it the way you like. The best cover:

The best doctors of any specialty
The best clinics and hospitals
The latest in diagnostic systems
The best surgical techniques

Advantages of our services

Sabemos que la salud es lo primero, por eso nuestros seguros médicos o seguros de salud son los mejores según los consumidores y te harán tu vida y la de tu familia mucho más fácil. Hemos alcanzado un acuerdo exclusivo por el que incorporamos a partir de enero, los centros médicos y hospitalarios de Sanitas a nuestros seguros de salud, así conseguimos poner a tu alcance la mayor red médica privada del país, con más de 51.000 especialistas, para que obtengas aún más rápido tus citas médicas.

Seguros de salud con Cuadro Médico

Te permiten acceder a un profesional dentro de un cuadro médico concertado con más de 51.000 especialistas.

Seguros de salud con copago

Disfrutarás de una prima reducida en tu seguro médico, en cada visita médica pagarás la parte establecida en copago.

4. Seguros de salud con copago reducido

Que no te agobie las visitas médicas sabiendo que tu seguro con copago reducido se amolda a tu bolsillo.

Seguros de salud sin copago

Te ofrecemos también seguros de salud sin copago, olvídate de pagar por cada visita a tu especialista médico y disfruta de tu seguro de salud sin agobios.

FREQUENTLY ASKED QUESTIONS HEALTH INSURANCE OPTION

SOLVE YOUR DOUBTS

What is the period of lack of health insurance

The period of lack of health insurance it is the time counted from the date of discharge of the Insured in health insurance, for which it does not enter into force for any of the coverages.

GENERALI has the exclusion periods smaller gap lowest in the market. Contact us to know all the information.

What are copays?

The co-payments in health insurance are the portion that the insured must pay each time it performs a medical visit. This amount will depend on the conditions covered by the policy you purchase and the service consumed in the medical visit. In this way a medical insurance with co-pay is made up of a fixed premium for your medigap policy and a premium variable in function of the medical service consumed.

At GENERALI, we have a solution adapted to every type of client, from a copayment too small for families / people doing a frequent use of health insurance, up to a high co-pay for a user is less common. The higher the co-pay, the more it reduces the medical insurance premium.

What is the health questionnaire?

The health questionnaire it is a document requested at the time of hire medical insurance in which is to collect information about pathologies past or present, injuries, and treatments, to be able to calculate your risk and, therefore, your assurance.

This information consists of a statement signed faithful and true of the health of the insured that is linked to the policy contract.

What is the maximum age to hire a health insurance?

In GENERALI we have health insurance for people of all ages, you'll enjoy comprehensive programs tailored to every age.

The maximum age of hiring a health insurance will vary depending on the product selected.

Generally not accepted, as secured new addition, people with more than 64 years of age. As an exception are considered to be those cases in which the proposed insured with age equal to or above 65 years of age and less than 70 years. We will not accept, in any case, people with 70 years old or more.

WHAT DO YOU THINK ABOUT OUR INSURANCE?

Check out what our customers think about our insurance. We have the highest score in the reviews of Google behind us as one of the best insurance companies

     EXCELENTE  
     A base de 111 reseñas 
    
 
 
   
 
 
        
   Raúl Sack Devil 
 13/05/2024
 
 
  Se nota que Jaime domina el mundo de los seguros. Es muy atento y resolutivo.
  
 
       
   Mariasalcedocalatayd Salcedo 
 03/04/2024
 
 
  Trato personal  de 10 ..super contenta
  
 
       
   Ioan Seiler 
 02/04/2024
 
 
  El Jaime es muy amable,todo a sido muy rápido,gracias.
  
 
       
   Juan manuel Gil gonzalez 
 20/03/2024
 
 
  El mejor comercial. Una persona que se preocupa por todas las necesidades de sus clientes y te lo explica bastante bien
  
 
       
   Carlos alberto Devia López 
 14/03/2024
 
 
  Muy buena atención buena información un trato amable
  
 
       
   Luis Mateo 
 08/02/2024
 
 
  Trato excelente y personal con las cosas claras desde el principio, poco a poco iré migrando mis seguros. Lo recomiendo al 100%
  
 
       
   82kaco 
 06/02/2024
 
 
  Jaime es un magnífico profesional.Todo perfectamente explicado.

TYPES OF LIFE INSURANCE

Hire a health insurance with Generali Insurance is a smart choice to protect the health and financial well-being of your home. In addition to providing access to health care and the health services needed, these insurance offers peace of mind and security to any unforeseen events.

We have a team of experts in healthcare that will work to ensure quality care at all times. You also get the benefit of hedges custom designed to meet the specific needs of medical care and health of each individual and family.

When it comes to your health and the health of your loved ones, you can't leave anything to chance. A reliable insurance is essential to ensure access to medical care and services needed.

Programme welfare

In GENERALI, first of all we are concerned about his well-being. We know that in life, health comes first and we want that your only concern is to enjoy it. For this reason, we introduce the Programme Welfare. A program that covers a wide range of healthcare and wellness services provided by Dentycard through its program DSalus, of which you can enjoy at exclusive prices. This new program will be able to enjoy all the clients of Health insurance (Health Care and Reimbursement), as well as the Protection of the Family.

At your service
We present to you the wide range of services of the Program Being:

Generali Health Option

There is nothing more important than our health and the health of our. That's why we provide you the best health insurance for you and your family to live peacefully.

GENERALI Health Option puts at your disposal a Box national Medical of high quality that allows you to access with your card GENERALI Health, without waiting lists, endless and without spending limits, to:
– The best physicians of any specialty.
– The best clinics and hospitals.
– The most modern methods of diagnosis and surgical techniques.

All provisions

Primary care: Services include General Medicine, Pediatrics, Psychology, ATS, Nursing, and service
Medical emergencies in the Home.
Medical and surgical specialties: Allows access to the medical specialities, the diagnostic tests, the
prosthesis and the most advanced surgical techniques.
Hospital care in the center you choose from our Box Doctor: we Assume the expenses caused by a
hospitalization in case of illness, surgery or accident
Pregnancy and treatment of the newborn: We assume the costs for care during pregnancy and childbirth, as well as the costs
medical and hospital admissions arising from congenital diseases of the newborn
Access to any gynecologist, general physician, psychologist
provider: If you want, you can hire our service of refund for fees, to access in Spain at any
a specialist that is not included in the Box Doctor
Preventive medicine: Includes family planning, reviews, gynaecological, prevention and dental check-up, as well as the kinds of preparation for childbirth
Ambulance service
Second medical opinion: We put at your reach the professionals from the most prestigious in the world to guide you in
if you suffer a serious illness
Dental care to access economic conditions very advantageous, (and even free of charge for certain services), to professionals who will provide services odontoestomatológicos need

Daily compensation for hospitalization in case of accident or illness
Assistance in travel world
Diagnosis and treatment of infertility of the couple

Economic conditions
We know that health comes first and that's why, GENERALI Health Option offers you different options for the payment of the premium suits your needs.
– You can choose between paying a fixed premium or reduce the amount of the same up to 50%, paying a set amount each time that you use some of the services of our Medical staff.
– You can pay your premium monthly, quarterly, half yearly or yearly, depending on your preference.
– There are discounts depending on the number of insured of up to 15%.
– We reward your loyalty: when you turn 65, you can still insured for up to 30% less.
– If you are self-employed, your insurance will cost less: you can deduct 100% of the premium for your health insurance and your family's personal income TAX purposes.

Health insurance Total

There is nothing more important than our health and the health of our. That's why we provide you the best health insurance for you and your family to live peacefully.

With GENERALI Total Health you can choose with total freedom at the global level, the specialist and the medical center that you want. We reimburse the medical and hospital expenses.

In addition, if you prefer, you can go to our Box national Medical of high quality that allows you to access with your card GENERALI Health, with no waiting lists and endless, to:
– The best physicians of any specialty.
– The best clinics and hospitals.
– The most modern methods of diagnosis and surgical techniques.

With GENERALI Total Health you have total freedom to choose specialist and medical center hospital in any place
of the world.

You can also choose between three options of a refund:

MODE 60.000€ 250.000€			500.000€
Hospital Care
% of refund on Spain	90%	90%	90%
% of refund abroad	80%	80%	80%
Hospital stay	162€ /day	200€ /day	230€ /day
Stay ICU, ICU, CCU	S. L.	S. L.	S. L.
Fees minor surgery	600€	750€	S. L.
Fees surgery average	1.500€	2.100€	S. L.
Fees major surgery	2.100€	3.600€	S. L.
Fees major surgery	3.600€	7.200€	S. L.
Fees to process special bass	S. L.	S. L.	S. L.
Medical fees for consultation	60€	60€	60€
Other hospital expenses
Psychiatric hospitalization	3.600€	3.600€	3.600€
Hospitalization without charge to policy	90€ /day	90€ /day	90€ /day
Prosthesis	1.500€	2.000€	3.000€
Ambulance	600€	600€	600€
Community healthcare
Medical consultation	S. L.	S. L.	S. L.
Primary care	40€	50€	70€
Specialized assistance	70€	95€	100€
Diagnostic tests	S. L.	S. L.	S. L.
Special treatments	S. L.	S. L.	S. L.
Rehabilitation	60 sessions	60 sessions	60 sessions
Outpatient surgery	S. L.	S. L.	S. L.
Chemotherapy, colbaltoterapia, radiation therapy, litroticia	S. L.	S. L.	S. L.
Preventive medicine	100€	100€	100€
Pregnancy and treatment of the newborn
Pregnancy and childbirth	1.500€	2.000€	3.000€
Cesarean section	1.900€	2.500€	3.600€
Newborn	7.500€	7.500€	7.500€
Second medical opinion	included	included	included
Travel assistance	included	included	included

All provisions
Primary care: Services include General Medicine, Pediatrics, Psychology, ATS, Nursing, and service
Medical emergencies at Home
Medical and surgical specialties: Allows access to the medical specialities, the diagnostic tests, to
the prosthesis and the most advanced surgical techniques

Hospital care in the center that you choose: We assume the expenses caused by admission to a hospital in case of illness, surgery or accident. If these costs to be covered, they might not be in charge of your policy, you will receive 90 euros for each day of hospitalization
Pregnancy and treatment of the newborn: We assume the costs for care during pregnancy and childbirth, as well as the costs
medical and hospital admissions arising from congenital diseases of the newborn
Preventive medicine: With full reviews, general and gynecological
Ambulance service
Second medical opinion: We put at your reach the professionals from the most prestigious in the world to guide you in
if you suffer a serious illness
Dental care to access economic conditions very advantageous, (and even free of charge for certain services), to professionals who will provide services odontoestomatológicos need

Assistance in travel world

Economic conditions

We know that health comes first and that's why, GENERALI Total Health offers different options for the payment of the premium suits your needs.
– You can pay your premium monthly, quarterly, half yearly or yearly, depending on your preference.
– Discounts of up to 15%, depending on the number of insured.
– If you are self-employed, your insurance will cost less: you can deduct 100% of the premium for your health insurance and your
family in the income TAX.

Find out now with your advisor is totally FREE and let us take care of your health insurance.

FIND OUT MORE ABOUT OUR COMPANY

One of the 50 largest companies in the world

Among the 50 smartest enterprises in the world

One of the most sustainable companies in the world

To 530,000 million euros in assets

70.000 million euros in premiums

Multi-channel distribution through agents and brokers

Present in more than 60 countries around the world

55 million customers around the world

More than 74,000 employees in all of our offices