Insurance is designed to coordinate and provide the funeral services when the insured dies, giving support to the family both in the emotional aspects such as materials, management and procedures.

The main insurance coverage of deaths of GENERALI are the management and burial expenses and assistance for passing included in all of our insurance, but we can also include optional coverage such as:

The family Assistance service including the travel Assistance, which covers unforeseen usual in any place of the world as economic compensations special to cover medical expenses, both in Spain and abroad, as well as the reimbursement of expenses due to delay of baggage, among other multiple coverages. But in addition it also includes the elaboration of the legal will and vital, the Assistance pedagogical, the Comprehensive program of well-being, the home Help services or Services medical, psychological, dental, and wellness.

The absolute Invalidity and permanently by accident that ensures a compensation-specific disability absolute and permanent, in the event of an accident.

Hospitalization due to illness, which guarantees compensation for each day of hospitalization for any cause.

For all those people who want to prevent the economic consequences caused by the funeral expenses, but also all the bureaucratic steps required for the burial.

Except in the product Single Payment, which is paid through a single contribution, our dues are annual and can choose to be paid monthly, quarterly, semiannual or annual.

There is No legal impediment to the time as to terminate the insurance of deaths and subscribe to a new one with another company, except the compulsory communication of opposition to the extension of the policy-holder to your current company in the period of at least a month in advance.

Included in all our insurance funeral , the coverage minimum are the management and burial expenses and the assistance by death.

The insurance of deaths is a contract of services, while the life insurance offers financial compensation in case of death due to certain circumstances. Both insurance, life and death, is activated after the death, but their function is different. In the insurance of deaths, the insurer will conduct a service, whereas in the case of life insurance the insurer will pay a financial compensation to the beneficiaries. Both types of insurance are supported to be used for different purposes.

The capital of the warranty Management and Burial Expenses is adapted to the zip code of the residence of the insured, and can be completed, at the option of the insured, through the guarantee of additional capital for burial expenses. Both amounts never exceed the 9,000€. The capital of the optional coverage may also be elected by the insured, within the minimum and maximum established by GENERALI. In the guarantee of Absolute disability and permanent by accident you will be able to choose between a minimum capital of€ 3,000 and a maximum of€ 30,000, and in the guarantee of Hospitalization for the disease, between a minimum capital of€ 10 and a maximum of€50.

The insurance of deaths are not taxed at the personal income TAX, however when it returns amount in excess of the sum insured to the heirs, of this amount consists as an inheritance and, therefore, this amount will have to pay tax on the Inheritance Tax.